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26Oct 2022 by Michael Whitlock No Comments
PBT – Built Texas Tough

PBT – Built Texas Tough

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Michael J. Whitlock, Executive Vice President I attended my first meeting of the Professional Bondsmen of Texas in 1989. The meeting was as I recall a well organized and well attended. PBT, like any association has faced its share of challenges. The trade group however demonstrated its toughness and resilience and has remained strong at its core. It is currently one of the strongest and most effective bail agent associations in the country. PBT's strength can be found in three specific areas: leadership, membership, and relationships. Their leadership starts at the top with President Mike Byrd and then funnels down through the standing committees. All the committees are strong, Legislative, Education and PR are the standouts. The Legislative Committee currently chaired by Scott Walstad was instrumental in getting SB6 passed into law in…
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27Sep 2022 by Michael Whitlock No Comments

Dropping the Truth Bomb

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By Michael J. Whitlock Every now and again amid the fog of war there is a direct hit on the opposition so profound it can shake the very foundation of their mission. In the case of pretrial justice, the side on the receiving end of the truth bomb must have been thunder-struck after coming face to face with the most incredible weapon, the facts. Unbeknownst to many of us working in the pretrial release space, there were a small group of people working on something in Texas akin to the Manhattan Project. They pooled their knowledge and resources, gathering and synthesizing information available to the public that would disarm their adversaries. The group unveiled their results last week on their website HarrisCountyCourtWatch.com. Harris County, Texas, with a population of 4.8…
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15Sep 2022 by Michael Whitlock 1 Comment

My Life in Bail – Part Five: Contentment is the Enemy of Success

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By Michael J. Whitlock It was the early 1990s and Underwriters Surety, Inc. now had a big sister, American Surety Company, an all-lines Property & Casualty carrier. ASC had begun its career licensed in one state, California, but was adding new states every year. Production during this period was split between direct business written through ASC and business written through USI’s bail program contracts with other surety companies. Colloquially, we referred to the company as ASC-USI. Contentment is the enemy of success, and I was anything but content in 1994. During this time, I was managing the Claims and Underwriting Departments and continuing my travels around the country conducting routine audits and troubleshooting. I still was not satisfied, I wanted to increase my value to the company. I was ambitious.…
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17Aug 2022 by Michael Whitlock No Comments

My Life in Bail – Part Four: Profit and Loss

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By Michael J. Whitlock, Executive Vice President The late eighties and early nineties would serve up good and bad, profit and loss.  During that time I was on the ground floor of a new startup, and I would get married, lose a brother and a father-in-law, see our first child born, and start a charity. It was a time of great change, both for better and for worse. One of the great things that happened is meeting and marrying the love of my life. My wife Marcia and I first met while working at Allied Fidelity. We married in 1988, and our first child came in 1992.  Marcia and I celebrated our thirty-fourth wedding anniversary earlier this year.  Anyone working in the bail profession can tell you, it can be…
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09Aug 2022 by Michael Whitlock 4 Comments

My Life in Bail – Part Three: Year of the Rooster

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By Michael J. Whitlock I am not sure if a white hearse with a giant rooster’s head bolted to the roof is a good omen or bad but it pulled up in front of Allied Fidelity’s office at lunch time in late January 1986. It was my dad’s 50th birthday and someone thought this would be a fun idea. As it turns out the rooster’s head would prove to be both a good and bad omen in 1986. Two years earlier in 1984, I had arrived in Indianapolis and started my job at Allied Fidelity’s Home Office on north Meridian Street. I was one of three underwriters working in the Underwriting Department. My manager was Terry Waltrip, and the head of the bail division was my dad, Jack Whitlock. In…
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03Aug 2022 by Michael Whitlock 6 Comments

My Life in Bail – Part Two – Life Lessons

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Michael J. Whitlock Earlier this week the U.S. Court of Appeals for the Eleventh Circuit ruled against the Southern Poverty Law Center in the case of Schultz v. Cullman, AL. In layman terms, the court ruled bail need not be affordable but be sufficient to ensure the defendant appears for trial. A huge victory for the rule of law and a blow to soft on crime initiatives. These legal issues were well beyond me when I first started working in bail in the winter of 1981. Having decided not to go to college, I needed to find a real job, so it was fortuitous I had received a call from my oldest brother Mark about some work. He was manning the third shift for Guarantee Bail Bonds in downtown Dallas.…
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20Jul 2022 by Michael Whitlock 6 Comments

Four Decades in Bail – Part One

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Michael J. Whitlock Executive Vice President This year, I entered my fortieth year working in the bail profession. I have been a surety representative for most of that time, but I started out working in what would become a career in a bail bond office on Commerce Street in downtown Dallas in 1982. Just over two decades later I would inherit my father Jack Whitlock’s office and desk, when he hung up his spurs in 2004. I would become one of three owners of American Surety Company just six years later. Fast forward to 2022, I am still sitting at the same desk, in a different office, contracting bail agents, traveling the country meeting with ASC agents, attending conferences, and working with the American Bail Coalition to preserve the right…
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09Jun 2022 by Michael Whitlock No Comments

Trendy Bail Reforms Losing Appeal

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Riding up the elevator this morning in our Indianapolis office, a nice lady commented she had not seen anyone in a coat and tie for a sometime, even pre-pandemic. I replied, I was among the holdouts not willing to give way to latest trends quite yet. There is one trend I gave up on before it really got going; criminal justice reforms, specifically bail reforms. Reforms that attempted to do away with personal accountability, go lightly on criminal offenders and disregard victims of crime. This trend is nearing its predictable demise as the general law-abiding public has been awoken to the adverse impact these problematic reforms have had on their everyday lives. They do not feel safe in their own communities due to the lawlessness and soft on crime policies.…
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20Jan 2022 by Michael Whitlock 3 Comments

Indiana’s Bail Legislation Misses the Mark

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By Michael J. Whitlock Let me set the stage in Indianapolis.  In the last 24 months there have been more than 500 homicides.  Judges are setting low bails and handing out get out of jail free cards on repeat offenders, many of whom were charged with violent offenses, and handing out electronic monitors in lieu of bail like candy. Charitable bail organizations continue to post bail without legal authority to do so and with no authority to compel a bailee to appear in court or arrest and return them if they do not. The Indiana Senate Republican Caucus announced a series of bills aimed at addressing these issues. Within this crime package is Senate Bill 6.  The aim of SB6, in part, is to raise the bar on those accused…
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30Dec 2021 by Michael Whitlock 1 Comment

A Bail Agent’s Case for Ending Cash Bail

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By Michael J. Whitlock For the last several years we have been inundated with calls to end “cash bail”. We hear on the radio, national news programs, Op-eds, and legislative hearings. Only the wealthy can afford to post cash bail while poor people languish in jail. I agree, it’s a problem. It has particularly been a problem in my home state of Indiana. We have counties in the Hoosier state that set cash only bail or provide an option to post a cash deposit equal to a mere 10% of the stated bail amount. We have judges in Marion County setting cash bail as low as $500 for illegal possession of a firearm, sex offenses against children and stabbing. This is a problem. Every state in the country provides that someone charged with crime has the…
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