Where in the World is Mike Whitlock?



Upcoming Events
Bail Office of the Month

Alpha Bonding Atlanta, GA

Posted July 24, 2013 at 12:00 AM by Michael J. Whitlock, Executive Vice President - 6 Comments

Indianapolis, IN – Lee Sexton, a general agent out of Ft. Wayne, had just completed his testimony before the Commission on Courts, chaired by Senator Brent Steele, R-Bedford.  It was the afternoon of Thursday, July 18, and we were in room 421 of the Indiana State House.  Lee nodded at me, as if to say, “You’re next.”  I took a seat at the table and introduced myself.

I must preface, I have no fear of testifying before a group; speaking about my chosen profession provides only exhilaration.  I may even have been too eager to testify. 

Those waiting to speak were seated in the front row of the hearing room. Early on in the hearing, I leaned towards Bob Dawson, a fellow surety representative, and whispered, “Is it arrogant of me to think I could answer all these questions?”

“Yes,” he replied.  Frankness, I respect that.  With his answer in mind, I checked my confidence before stepping up to testify.

As confident as I was, I knew that this was an important opportunity for the bail industry. Bail agents in Indiana have been waiting for many years to have the opportunity to speak frankly before a legislative body about the deterioration of the bail system in our State.  This deterioration is the result of the encroaching deposit bail option, otherwise known as the 90% discount. It isn’t working.

Several bail-related bills failed to pass earlier this year, prompting the state legislature to place bail in the summer study committee with the Commission on Courts. Sen. Earline Rogers, D-Gary, was instrumental in getting bail placed with the Commission on Courts. Her bill, SB 425, would redirect a portion of the late surrender fees on bond forfeitures to a newly created County Electronic Monitoring Fund for indigent defendants. This bill did not make it out of committee.  In response, Sen. Rogers urged the Commission on Courts to permit her to present testimony in support of her bill. The committee obliged her with the condition Indiana’s bail system would be discussed in its entirety.

I was one of a variety of bail representatives signed up  to provide a testimonial. As I mentioned earlier, I jumped at the chance, eager to share my thoughts and experience. I began my testimony by answering a few questions posed to earlier witnesses:  Yes, we can provide, today, a breakdown of Indiana Counties as to the percentage of bail being written versus the percentage of deposit bonds being posted directly with the court.  Yes, we do pay bond forfeitures in this state.  Six of the sureties companies and their agents paid one million in forfeitures in 2012.  Yes, we can document this figure.  Yes, there has been a steep decline in the number of bail bonds written over the past ten years.

I also took the opportunity to launch an offensive on the deposit bail option that is favored by a number of counties throughout the state. I explained that courts have systematically repurposed bail, changing it from a guarantee of appearance to a guarantee of payment of fine and costs.  Although the law says the court can set a cash deposit requirement to secure bail – up to one hundred percent of the bond but not less than ten percent – courts are using this as a tool  of manipulation. They calculatingly set the percentage at ten percent, specifically to compete with bail agents who charge a ten percent premium as payment for a bail bond.  Jailors in these county jails act as salesmen, pushing the ten percent option over a bail bond, telling defendants the premium for a bail bond is nonrefundable, as opposed to the mythical refund  of their cash deposit bond upon completion of their case.  That’s a  persuasive sales pitch, coming from someone who literally holds the key to your freedom.

Current Indiana law does not permit a criminal defendant to select for him or herself how they wish to secure their bond, be it full cash, real estate, or bail bond.  A judge from Hendricks County, who later testified before the commission, said he believed that the method by which the bail is secured should be set at the discretion of the judge and not the defendant. This is analogous to a car salesman setting the price on a vehicle and then proceeding to tell the buyer how he or she is going to pay for it, be it lease, full cash, or bank loan. That level of power is an overreach.

The judge went on to claim that deposit bail works. Nobody fails to appear in his court.  He does not require a  bail bonds, instead he sets a ten-percent cash deposit or releases defendants on their own recognizance.  Amazingly, he immediately contradicted himself by explaining that when local bail agents had pointed out that he was indeed entering “failure to appear” on the record, he changed his procedure and reclassified these no-shows as “failure to perform”.  He said some defendants had an acceptable excuse and should not be unfairly punished.  I sat there wondering how he knows the excuse before he hears it from the defendant.  He made it very clear his concern was for the defendant – he never mentioned public safety or the victims of these criminals.  This judge’s inference was that he doesn't place the burden of obtaining a bail bond on these poor, unfortunate criminal offenders. 

During my testimony I mentioned, Marion County (Indianapolis) was generating 1250 “failure to appear” warrants each month, adding up to 15,000 a year.  Some counties, who claim a bail bond is always an option, take evasive action anytime a bail agent attempts to post a bond. This stance only differs from the Hendricks County judge in method, using another type of avoidance to wipe out bail bonds.

Looking back on the hearing, the testimony from the bail profession did an effective job of painting a picture, for the bi-partisan commission. The current bail system is broken.  Deposit bail was exposed for what it is: a blatant effort to generate revenue for the counties at the expense of public safety, the assurance that defendants appear for court, and the adjudication of criminal cases.    

It has been proven time and again that bail bonds are the most effective form of pretrial release.  Our job is to provide enough data to the Indiana Legislature’s Commission on Courts to where they can make the logical, fact based determination; a criminal justice system that employs a greater use of bail bonds is a more effective system.


Add your own Comment!

Posted July 24,2013 at 05:31 PM by William Kreins

Mike, I have watched you ever sense your Father retired, you are a credit to your company and the industry as a whole. I am now simi retired (76) but watch you as you travel the nation as our best advocate of the Industry. You are to be commended for your National representation of our industry. If PBUS and ABC put forth the same efforts as you think were we would be? I can only admire your efforts and wish I had done some of the same.

Keep up the great work and thanks for what you do for the Industry.

Bill Kreins

Posted July 24,2013 at 07:43 PM by Mike Whitlock

Thank you Bill for your generous compliment of which I hardly measure up. There is an ever growing contingency of bail professionals speaking out and taking action. Too many to mention here. I'm just proud to be associated with them and people like yourself.

Posted July 24,2013 at 09:30 PM by Lynda Awald

From the looks of things you are to be commended Mike Whitlock! The discrimination and obvious act of money instead of justice displayed by the courts are going to have their tails whipped!!! Really the safety of the communities, the return of criminals big and small are out weighed by the greed of money? The focus of education of what the BAIL INDUSTRY is really standing for is about to explode because of guys like YOU! Thank you so much!
Lynda Awald

Posted July 24,2013 at 09:57 PM by Jackie Indacochea

Thank you Mike for all your efforts to educate others and help save our industry! I enjoy following your posts and admire your tenacity. I have been in the bail industry for 29 years and am proud of the service we provide in the criminal justice system. I tip my hat off to you sir and hope you keep up the wonderful work you do for all of us!
Jackie Indacochea

Posted July 30,2013 at 03:13 PM by Rick Higgins

Maybe you can help us in Missouri

Posted March 13,2018 at 05:41 PM by Alexander Grant

Hello Every one,

My name is Mrs Waiter Morison I live in UK London Liverpool and i am a happy woman today? and i told my self that any lender that can rescue my family from our poor situation, i will refer any person that is looking for loan to the lender all thanks go to Mr Alexander Grant he gave me happiness to me and my family, I was in need of a loan of 300,000.00 euro to start my life all over, as i am a single mother with 2kids I met this honest and GOD fearing man loan lender that help me with a loan of300,000.00 euro, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him via email... (acgbusinesscompany@gmail.com)

Mrs Waiter Morison

Will not display, but required.

No HTML or formatting is allowed.

If you see the following form field, please ignore it and do not fill it out. It is used to check for bots.